If you book travel insurance with your travel professional they will give you a booklet that tells you in black & white the coverage you have and who to call in the event of an emergency. This is a product you should take the time to learn about before you need it. For instance, did you know that proof of medical insurance is mandatory when travelling to Cuba? A travel agent will also assist you in filling out the claim form if you purchase their insurance. Don’t be caught unexpectedly without the coverage you thought you had!